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indoor money plant tree

indoor money plant tree Money Tree Plants ‘Pachira aquatica’

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Description

indoor money plant tree Money Tree Plants ‘Pachira aquatica’The Money Tree Plant, known as Pachira aquatica, is one of the best low maintenance houseplants prized for its braided trunk, lush green leaves, and association with prosperity and good fortune. In short, it's called the Money Tree because of its symbolic ties to luck, wealth, and good fortune, not because it actually grows money, though some people do jokingly wish it did! Originating from tropical wetlands, this plant has gained immense popularity

The Money Tree Plant, known as Pachira aquatica, is one of the best low-maintenance houseplants prized for its braided trunk, lush green leaves, and association with prosperity and good fortune. In short, it's called the Money Tree because of its symbolic ties to luck, wealth, and good fortune, not because it actually grows money, though some people do jokingly wish it did! 

Originating from tropical wetlands, this plant has gained immense popularity in modern homes, offices, and even business spaces across the world. The Money tree bonsai is a compact, artistic version of the traditional plant, often used to symbolize wealth and harmony in feng shui practices. 

According to the principles of Feng Shui, the Money Tree is believed to bring luck, financial prosperity, and positive energy when placed in specific areas of a home or office. It is commonly placed in the southeast corner—known as the "wealth corner"—to invite abundance and growth. The braided trunk is said to trap fortune within its folds, while the five-lobed leaves represent the five fundamental elements: earth, water, fire, wind, and metal, creating a balanced flow of chi (energy). 

The Pachira aquatica extremely fast growing up to 24 inches per year.

In its natural habitat, the Money Tree can grow up to 60 feet tall, but as a houseplant it can grow up to 6 feet tall indoors, and up to 12 feet tall outdoors in ideal your garden.

Native to Central and South America, the money tree plant has several other common names such as Malabar Chestnut, Guiana Chestnut, Chinese money tree, and Provision Tree.

The Money tree is admired for its glossy, hand-shaped palmate leaves that radiate from a central point, often with five to seven leaflets per stem, resembling an open hand.

The most iconic form features a braided trunk, achieved when several young stems are woven together while pliable and then grow as one. This braided appearance adds a sculptural quality and is often viewed as a symbolic protection of wealth.

The Money tree blooms during spring with large, showy white or cream-colored flowers with long stamens and a pleasant fragrance. These flowers later develop into large, woody seed pods containing edible chestnut-like nuts. 

One of the plant’s most unique qualities is its adaptability to various environments—it can thrive indoors with minimal care, tolerate low humidity if acclimated properly, and purify indoor air. Its symbolic significance, combined with its ornamental structure, makes it a favorite for gifting during housewarmings, business openings, and holidays.  

When and How to Water Your Monet Tree Plant 

The Money Tree is moderately drought-tolerant due to its thick, water-storing trunk, but it thrives with a consistent watering schedule that avoids soggy roots. Always check the top 2 inches of soil for dryness before watering to prevent overwatering. Water your Money Tree every 7–10 days during the growing season with deep watering and reduce to once every 3–4 weeks in the dormant season.  

From March to August, during the growing season, water thoroughly once every 7–10 days, ensuring excess water drains out of the pot. This is the Money tree plant’s active period, when it needs more hydration to support new foliage growth. Make sure the soil remains moist but never soggy, and consider misting the leaves lightly to increase humidity. 

From September to February, in the dormant season, reduce watering to once every 3–4 weeks, providing just enough to prevent the roots from drying out. Overwatering in winter is a common mistake that can lead to root rot. Keep it in a warm spot and ensure proper drainage during these cooler months. 

Light Requirements – Where to Place Your Money Tree 

When growing indoors, the Money tree plant thrives in bright, indirect light for 6–8 hours a day.

Place them near east- or south-facing windows, but avoid direct sunlight, which can scorch the leaves.

They also adapt well to fluorescent lighting, making them ideal for offices and low-light homes.

When grown outdoors, place your Pachira Money Tree in a location that receives partial shade or filtered sunlight for 4–6 hours daily.

Direct outdoor sun, especially in hot climates, can burn the leaves. A shaded patio, balcony, or under taller plants works well, as long as there's good airflow. 

Avoid low-light environments indoors or full sun outdoors, as both can cause stress. While adaptable, poor lighting leads to slow growth, leaf drop, or legginess. Rotate the plant occasionally for even light exposure and symmetrical growth. 

Optimal Soil & Fertilizer Needs 

Use a well-draining peat-based soil mixed with perlite or sand and fertilize once a year in the spring. The goal is to prevent waterlogging while retaining enough moisture for root absorption. Avoid heavy or clay-based soil. Planet Desert has specialized potting soil, opens in a new tabGo to Soil cactus mix blend 1 gal 4 qt cacti succulent dirt compost growing media that includes an organic substrate with mycorrhizae to help with the growth of a healthy root system, to help your money plant thrive. 

Fertilize once a year in the spring with a balanced, water-soluble NPK fertilizer of about 5-10-5. Do not fertilize in the dormant months, as the plant's growth slows and excess nutrients can harm it. Adding organic matter such as worm castings or compost can enhance soil fertility, especially in pots. Make sure the container has drainage holes and never let the plant sit in standing water. 

Indoor Money Tree Growing Requirements 

When growing indoors, the Money Tree prefers temperatures between 65°F and 80°F, moderate humidity, and bright indirect light. To keep it healthy, place it near a bright window where it can receive 6–8 hours of filtered sunlight daily—east, south, or west-facing windows are ideal. Avoid direct sun, which can scorch the leaves, and supplement with a grow light if natural light is limited. The plant thrives in humidity levels of around 50–60%, which you can maintain with a humidifier, pebble tray, or regular misting, especially during dry winter months. Consistent temperatures are important; keep the plant away from drafts, heaters, or AC vents, as sudden changes can lead to leaf drop or stress. With stable conditions and good light, the Money Tree makes a striking and low-maintenance indoor companion. 

Hardiness Zones & More 

In the United States, this is mostly grown as an indoor plant, but if you live in warmer climates like southern Florida or Hawaii, specifically in USDA Zones 10-12, you may be able to cultivate it outdoors year-round with care.

In these zones, choose a location that receives bright morning sunlight with partial shade in the afternoon to avoid scorching the leaves.

Humidity should be maintained at moderate to high levels, ideally above 50%, to support healthy growth and prevent leaf drop. Use a humidity tray or humidifier to maintain 40–60% humidity indoors during winter. 

Wildlife – Money Tree Flower Attracts the Following Friendly Pollinators 

The Money Tree Flower is known to attract a variety of friendly pollinators, including butterflies, bees, bats, and hummingbirds. These creatures play a crucial role in the ecosystem by helping to pollinate plants and ensure their reproduction.  

Butterflies
Bees
Hummingbirds
Lady Bugs
Multi Pollinators
Other Birds

According to the ASPCA, the Pachira aquatica is non-toxic to humans, cats, dogs, and horses. This makes it a great option for pet-friendly households. However, ingestion of large amounts may still cause mild stomach upset.

How to propagate a Money Tree 

The Chinese money tree can be propagated easily through stem cuttings taken during spring or early summer. Choose a healthy branch with at least two leaf nodes and cut it using clean, sharp scissors. Dip the cut end in rooting hormone and plant it in moist, well-draining soil. Keep the pot in bright, indirect light and maintain consistent humidity using a plastic dome or humidity tray. Roots typically form in 3–4 weeks. Once rooted, treat the new plant like a mature specimen. 

Key Takeaways

  1. According to feng shui, the popular houseplant money tree is a symbol that, when placed in homes or offices, attracts wealth, good fortune, and positive energy.
  2. This tropical plant can grow up to 24 inches per year, making it extremely fast-growing option for indoor greenery.
  3. According to ASPCA, it is non-toxic to cats and dogs, making it a pet-friendly houseplant.
  4. Money Tree plants are often grown and styled as bonsai, featuring braided trunks and compact foliage for decorative appeal.
  5. The plant thrives indoors with bright, indirect light and is easy to maintain with moderate watering and occasional pruning.

The Bottom Line 

Overall, the Money Tree ‘Pachira aquatica’ is a stylish, popular houseplant with braided stems and lush green leaves. It thrives with moderate watering, bright indirect light, and well-draining soil. Known for its symbolism of good fortune and prosperity, it is a popular choice for both indoor and outdoor décor. With its non-toxic nature, humidity tolerance, and low maintenance needs, it’s an excellent plant for beginners and collectors alike. As both a botanical treasure and a Feng Shui favorite, the Money Tree truly lives up to its name—bringing a sense of calm, balance, and prosperity to all who grow it. Order your very own Money tree for sale today! 

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4.3 ★★★★★
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Francophile in Michigan
Waukegan, US
★★★★★ 4
Brava, Ms. Ward
Format: Paperback
I read this novel, along with nine others, for a college literature course. Of the ten, this was the only book to elicit a strong emotional reaction from me. There were moments when I hung my head in frustration, threw up my hands in respect (God bless Ward’s writing style), and wiped my face of tears and snot after crying my eyes out. An incredibly moving and poignant novel. The novel opens with its narrator Esch, fourteen years old and pregnant. She often follows her brothers around, and is constantly surrounded by men as well as the gruesome society of dog-fighting. Esch’s predominant male surrounding is, perhaps, the main influence that encourages her to sleep with her brother’s friends, and to submissively pine for the one boy, Manny, who unforgivingly mistreats her. Though Esch’s character was impeccably frustrating, and borderline stereotypical and archetypal, her faults lie with a motherless young girl, who wants to be wanted and loved. Both frustrating and annoying, this characterization was, at times, unlikable, yet that is exactly what made Esch so human. I applaud Ward’s lyrical writing style, as well her ability to write such gruesome and honest depictions that made me literally cringe when reading. Ward is able to effortlessly incorporate poetic language into her novel that, at times, made me set the book in both awe and envy, knowing I would never be able to produce such a product. I did find there to be a disconnect between the poetic language and the colloquial diction. That’s to say, I found it a bit unbelievable that Esch would speak so poorly to her family and friends, yet express herself so eloquently in her narration. Regardless, I found the poetic language to be successful and moving. I knew before reading the book that it was centered on Hurricane Katrina. However, I was surprised that the novel was centered on the build-up to the hurricane. Katrina itself is more or less twenty pages. The chapter pertaining to the hurricane, as well as the aftermath of the hurricane, were the sections of the novel that I found most captivating. Living through the hurricane with Esch and her family was difficult to read, which is perhaps why Ward chose to limit its description. That said, I wish I had more of Katrina and its aftermath. I waited for the hurricane for 200 pages, and it seemed to end as soon as it started. Though I was unsatisfied by the ending, I appreciated that the novel was a work that was not so much about Katrina as it was about survival and family. I was captivated by Ward’s poetic writing and honest characters. I will definitely be on the lookout for her other works, as well as an avid recommender of this novel.
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Reviewed in the United States on December 10, 2015
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Verified Purchase
Gary Carden
Pawtucket, US
★★★★★ 5
00 361 pages Hurricane Katrina spawned an awesome number of literary works
Format: Kindle
Salvage the Bones by Jesmyn Ward New York: Bloomsberry $24.00 361 pages Hurricane Katrina spawned an awesome number of literary works, and it may be that, given sufficient time to determine the full merits of Jesmyn Ward’s novel, Salvage the Bones, her work may be the most worthy. Perhaps the theory that great disasters (wars, natural disasters) invariably produce great works of art (operas, novels, paintings, etc.). This theory was often discussed by Flannery O’Conner who commented on the irony of the “creative renaissance” in southern literature which owes its origin to the extensive suffering and injustice associated with slavery and the Civil War. The narrator of Salvage the Bones is Esch, a fifteen-year-old girl living in Bois Sauvage, a predominately black bayou town which happens to be in the direct path of Katrina. Set in the twelve days leading up to, and just after the arrival of the hurricane, the novel presents each day as a distinct vignette. Esch and her brothers spend each day preparing for the terrifying arrival. They have no intention of leaving and attempt to help their drunken father reinforce their shack with sheets of plywood. They collect and store bottles of drinking water. Food supplies tend to consist of Top Ramen moon pies, vienna sausage, potted meat and eggs gathered in the woods. However, despite Katrina’s approach, Esch and her brothers seem to be primarily concerned about their white pit bull, China who has just given birth to five pups. China has developed a reputation in the dog fights that take place in “The Pit” in Bois Sauvage. She is a killing machine, a fact that makes Esch and her brothers the envy of their neighbors. The family’s meager economic security depends on China and each day is spent grooming, washes and feeding her. Indeed they fawn over the big dog, telling everyone that her puppies will grow up to have a killer instinct and therefore, they are invaluable. Much of the intrigue in Esch’s daily life revolves around protecting China and her pups. Skeetah is Esch’s oldest brother and the dog’s self-appointed trainer. Esch has a multitude of problems. She struggles to love her handicapped father and is haunted by the memory of her mother’s death. Now, she discovers that she is pregnant by Bois Sauvage’s “golden boy,” Manny, the boy who put the baby inside her is totally indifferent to the consequences of a rough and tumble frolic in the dark. As each day brings more distress, the homely, pug-faced teenager turns to her imagination, searching for a means to deal with the world around her, and as luck would have it, that is Edith Hamilton’s Mythology, which was a required reading at school. Esch begins to see the people around her as characters in her favorite book. She observes that all the girls in Bois Sauvage seem to be acting like their mythical counterparts: Psyche, Eurydice, Daphne - all of them running away from something or running after someone. However, the mythical character that Esch selects for her own role model is an ominous one. It is Medea, the fierce and vindictive wife of “the golden-haired Jason, who kills her own brother when he stands in the way of her love for Jason; and when that love turns to hate, she then murders Jason’s new wife, Creusa, her father, Creon and even kills her own children. Of course, Esch is not going to harm anyone. Although she is filled with rage at the world around her, she is actually one of the forces that is holding everything together; China, the white pitbull is another. When Katrina reaches landfall, it comes like some apocalyptic act of God, sweeping everything away, including Esch’s home and all of their feeble efforts to battle the rising water. In the end Salvage the Bones acquires a kind of epic grander. Like Noah or Gilgamesh, the waters finally withdraw, leaving a confused and humbled Bois Sauvage. How much has been lost? The puppies are gone and so is China - but given the dog’s character, she may have survived. Perhaps Skeetah and his brothers will find her. The reader is left with a singular image. Skeetah, the oldest brother sits in the wreckage of their home, and while everyone else is searching for missing children, furniture and cars, Skeetah looks at his brothers and announces, “She will come back to me.” Esch tells us: “He will watch the dark, the ruined houses, the muddy appliances, the tops of the trees that surround us whose leaves are dying for lack of roots. He will feed the fire, so it will blaze bright as a lighthouse. He will listen for the beat of her tail, the padding of her feet in the mud. He will look into the future and see her emerge into the circle of his fire, beaten dirty by the hurricane so she doesn’t gleam anymore. So, she is the color of his teeth, his eyes, of the bone bounded by his blood, dull but alive, alive, alive, and when he sees her, his face will break and run water. And what of Esch who loves the white dog? She says that China will look at me and know “I am a mother.” Hopefully, it is apparent that this is a remarkable book. However, it was almost lost in the loud braying and confusion that dominates much of publishing business now. Even so, it won the National Book Award in 2011. Now, after a strange silence, it is beginning to get the attention that it deserves.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on March 3, 2016
A
Verified Purchase
Amazon Customer
Chelsea, US
★★★★★ 5
however the family takes precautions leading up to the storm to plan for one of the worst natural disasters in American history
Format: Paperback
Salvage the Bones is a deeply personal account of a young woman, Esch, and her family's life in the few days before Hurricane Katrina. The novel is set on the family's land in a small town in Mississippi. She lives with her father, her mother seven years deceased, and her three brothers, Skeetah, Randall, and Junior. Esch has recently learned that she is pregnant with the child of one of her older brother's friends. Skeetah takes care of his pitbull, China, helping her give birth and grooming her to fight for the family's honor. Randall plays basketball in hopes of gaining a college scholarship. Junior is a product of the mother's death, as she passed away giving birth to him, and leaves the family to mother him for the rest of his life. The novel describes the family's relationships with one another before the hurricane will rock them and test their connections to one another. The novel is not set decisively around the hurricane, however the family takes precautions leading up to the storm to plan for one of the worst natural disasters in American history. Jesmyn Ward provides a semi-autobiographical context of the hurricane, as she was born in a small, rural community in Mississippi, similar to the one she describes in Salvage the Bones. Ward writes commonly in this tone, and her newest novel, Men Who Reaped, describes the lives of four men in her life that had suffered deaths far too young. The novel is poetic in its writing style, and a beautiful read. Ward describes herself as a "failed poet," however, by reading the novel, it is clear that she succeeds in her poetry. Metaphors follow each line of description, and Ward is able to connect figurative language with the colloquial language of characters living in a rural community. It is undeniably pleasurable to read through the pages. Ward creates lovable characters and leaves the reader longing to discover what happens after the hurricane, and how the favorite characters are surviving in the wake of the natural disaster. There is a large dog presence throughout the novel, in addition to family ties, the novel provides a sense of companionship and a person's human relationship with his dog. The dog becomes a member of the family, and the relationship is called into question with the severity of the storm and the need to hold onto the most important things in times of crisis. I am overwhelmed with the poetic nature of this book and applaud Ward as an exceptional writer.
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Reviewed in the United States on November 23, 2015
K
Verified Purchase
Kindle Customer
Battle Creek, US
★★★★★ 3
A deceptively brilliant novel.
Format: Kindle
This novel does a great job of weaving careful diction and sentence structure to give each chapter a sort of charm. The writing is definitely one to praise and cherish. However, this is unfortunately where most praise ends. The novel is incredibly slow and has very little points. The whole entire time, we are made to believe that Katrina is at the core of the story when in reality, it only spends about 2 chapters really focused on the disaster itself. Although, I would still recommend this novel if you are looking for a more slice of life in the middle of Mississippi. But it's not the ultimate tale of disaster it was made out to be.
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Reviewed in the United States on May 18, 2023
G
Verified Purchase
Gridley
Draper, US
★★★★★ 4
Listening to Life
I don't remember why I bought this book. It probably wasn't that it won the National Book Award for 2011; more likely that it's about the Mississippi coast in the time prior to Hurricane Katrina. I have family living on that coastline, and have visited the area many times, being from the not-so-far-away Louisiana "hill country." (Don't laugh - there are some.) I'm white, though, and while all Southerners of all classes and races interact (although they sometimes don't act like it), this book has a lot to say about the underprivileged of all ilks throughout the South. The book is about a black family - or what remains of one - in the two weeks or so leading up to Katrina. The principal character and narrator is the girl of the family, Esch, and she's pregnant. Esch has an alter ego of sorts in her brother Skeetah's pit bull, China, who in the first few pages gives birth to her first litter. Skeetah is something of a dog whisperer, and his hold on China is little short of magical. There's another brother, Randall, who has hoop dreams, and a late addition to the family, Junior. A young lad named Manny has done the dirty with Esch; she's in love with him, and is reluctant to tell him she's pregnant. She goes through all the usual throes of morning sickness, having to guess what's going on in her biology, but she's a plucky kid, and she perseveres. When Katrina hits, the family, which has already been turned upside down by poverty and the brood's mother's earlier death, is turned - I don't know - sideways. But this isn't a story about victimization. It owes a lot to Hugo's underclass in Les Miserables - they improvise, they adapt, they attempt continually to overcome. Ward's book leaves us with a poignant ending, but one with resilience and promise. Jesmyn Ward knows how to hold a reader, she takes us deep into the souls of Esch, particularly, but each of the others in the family as well. She paces her story like a pro, never leaving us in despair, with a hint of promise just over the horizon. The story's details are what continued to charm me: Esch-as-narrator's eloquence, her insight (although she often spoke more "street" in dialogue - but it works) into her condition, the family's ongoing plight as well as their separate and collaborative dreams. The attention to nature: the weather, of course, the dog's fleas, ants crawling across Esch's toes, the smell of the unkempt house, the feel of sweat, the ramen and Vienna sausages they eat. Even the details of a series of dogfights. This book clearly deserves the award. It's about life, and I can tell you it speaks to life as a Southerner, regardless of race, or color, or creed.
WAS THIS REVIEW HELPFUL?YesReportShare
Reviewed in the United States on December 29, 2011

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